What is a better choice – Direct Equity or Equity Mutual Funds?

Equity mutual funds are a basket of equities managed by professional fund managers, investing in a large and diversified pool of equity stocks. Everyone desires to be wealthy and looks out for avenues to grow money in their own ways. Over the last 20 years, investing in equity markets in India has consistently delivered superior… Read More What is a better choice – Direct Equity or Equity Mutual Funds?

Why EPF still remains a good bet for investors despite rate cut

In a falling interest rate regime, the Employees’ Provident Fund Organisation (EPFO) has decided to reduce interest rate on the EPF to 8.65%, from 8.8% earlier. This cut may leave the salaried class feeling aggrieved, but financial planners maintain the EPF still remains among the better vehicles for retirement savings in the fixed income space.… Read More Why EPF still remains a good bet for investors despite rate cut